Spousal Ira Contribution Limits 2024. Each spouse can contribute up to $23,000 in their 401 (k) account for 2024, or up to $46,000 as a couple. You can contribute those amounts to both your and your spouse's iras for up to a.
However, if you’re married, you can take advantage of a spousal ira. The 2024 contribution limits also apply to spousal roth iras.